Joe Heman

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Building Your Dream Home

When most people imagine what their dream home will be like, they usually have an idea in their mind of how it will look on the outside. Building a dream home is not only an exciting time in one's life, but it is also a major undertaking. It is easy to imagine the final product, but to get there one has many steps to go through. If you are planning on building a dream home, there are a number of considerations to keep in mind before you plunge into the project.Budget Planning: It is important to consider how much you can afford to spend on building a new home. You will likely have to get a home loan so research carefully and compare loan options. You should also see what size loan you will actually qualify for. Get an estimate of building costs as well so you will know how much you may be spending. It is important to budget for unexpected expenses. A good way to finance is a 'pay as you go' plan, meaning you pay for each stage of the building process.Consider the Style and Size of the Home: You should think...


Vinyl Replacement Windows -- Three Facts You Should Know

Many people have unrealistic expectations when they replace their old outdated windows with new vinyl replacement windows. They think just because they had them installed, all they have to do is keep the glass clean and they'll last a lifetime. Unfortunately this is not always the case. Here are three facts that help you purchase the right windows and some ways to keep that new appearance far longer.Factors Of Energy EfficiencyYou may think you know what's involved in energy efficiency, but you may not know it all. Most people think the U-value is the single determining factor in measuring vinyl replacement window efficiency. Although it does play a role, it isn't the only factor. The U-value only measures the amount of heat that is allowed through the window. You have to include the Solar Heat Gain Coefficient or SHGC, which measures the amount of light allowed through to the equation as well. If you live in a hot climate, it's usually best to replace your windows with the lowest SHGC rating as you can to ke...


New Home Buyers 101

Buying a new home is an exciting time in ones life. Because it is such a major purchase, you want to make sure that you have the knowledge to make the right decisions. It will make the home buying process much easier and will ensure that you have provided the best home for you and your family.The following is a list of a number of tips that will help make your new home buying experience a pleasant one: 1. Make a list of what type of home will meet your current and future needs. This can include: the location, size of the property, number of bedrooms, size of the rooms, and proximity to schools, work, parks, stores, and other amenities. This will help you narrow your search. You should consider enlisting the services of a real estate agent who can help you find the right home at the right price.2. Before you purchase a new home, you should decide if you can afford to take on such a big investment. You will be required to make a down payment. There are now 5% down payment deals available. Remember, the less mon...


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